The Care Act 2014

The Care Act and Care Act Guidance 2014


The Care Act 2014 with its attendant Guidance is the current legal mechanism that local authorities use to assess an individuals contributions towards residential and nursing care costs.


Whilst it promotes a “light touch” and “holistic” approach to care cost assessment and is therefore aimed at being easier for members of the public to understand, the Act runs to 129 separate sections (with another 8 schedules after that) and the Guidance is some 431 pages


It’s perhaps hardly surprising, therefore, that professional organisations misunderstand how care cost contributions are calculated and recovered by local authorities.


Understanding the Act and the Guidance is nevertheless essential if you want to plan for your future financial security and pass on what you have saved to your loved ones.


Not understanding it can be financially very costly. For example, people are being encouraged to release equity from their homes to provide for their retirement. Whilst this has many advantages, it also releases capital that local authorities will take into account when assessing home care contributions. This is because the equity in your home is not taken into account when paying for home care services but savings are.


We understand that understanding the Care Act is vital.


That is why we are happy to provide advice and explanation on the Care Act to you, at no cost. This is a free service, without any obligation, to ensure that whatever you choose to do with your assets is a choice made with the proper understanding and knowledge. No salesman will come to your home and no money will be taken. This is a free telephone service.


So give us a call. We look forward to speaking with you.

Our bespoke service will protect your assets from residential care costs, using legislation and settled case law. We can guarantee to put your assets beyond the reach of local authorities.